We've Contacted You About a Debt — Let's Resolve It Together
NovoFinance is here to help you verify, pay, or dispute your debt. Flexible payment plans, no hidden fees, and full FDCPA compliance.
Your Account
Reference: NF-2026-XXXX
Payment Plans
0% Interest
Avg. Resolution
14 Days
“Quick payment plan – stress-free!”
– John D.
Resolve Your Debt, Your Way
Choose the payment option that works best for you. Average resolution time: 14 days.
One-Time Payment
Pay your full balance online in a single secure transaction and resolve instantly.
Installment Plans
Split your balance into affordable monthly payments with 0% interest. No surprises.
Hardship Programs
Facing financial difficulty? We offer personalized hardship plans to fit your situation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects you. We respect your rights and operate with full transparency.
Dispute within 30 days of first contact to request debt validation.
No harassment, threats, or abusive language — ever.
Calls only between 8:00 AM – 9:00 PM in your local time zone.
Request to cease contact at any time in writing.
Right to receive a written validation notice for any debt.
Your personal information is protected and never shared illegally.
Frequently Asked Questions
You were contacted because a creditor has reported an outstanding balance in your name. NovoFinance has been authorized to help resolve this account. We're here to work with you — not against you.
Absolutely. NovoFinance is a BBB-accredited, FDCPA-compliant agency. You have the right to request a written debt validation letter within 30 days. You may also verify our license through your state's financial regulatory body.
We understand financial hardship. We offer 0% interest installment plans and specialized hardship programs. Contact us to discuss a custom arrangement that fits your budget.
You can submit a dispute online through our Dispute page, by phone at 1-800-RECOVER, or by mail. Once received, we will pause collection activity and investigate your claim in compliance with the FDCPA.
Depending on the original creditor's reporting, the debt may already appear on your credit report. Resolving the account can positively impact your credit profile. We're happy to explain your specific situation.
Yes. All online payments are processed through bank-level encrypted channels with PCI-DSS compliance. We never store your payment credentials on our servers.
What People Are Saying
“Quick payment plan — completely stress-free! The team was understanding and professional.”
— John D.
“I was nervous but they made the whole process easy. My debt was resolved in under two weeks.”
— Sarah M.
“Fair, transparent, and actually caring. They worked with me on a plan I could afford.”
— Mike R.
Ready to Resolve Your Account?
Our team is here to help. Call, chat, or reach out online — no pressure, just solutions.